Health insurance is strongly recommended. Tungaru Central Hospital on Tarawa provides medical service to all the islands. Government dispensaries on all islands are equipped to handle minor ailments and injuries. Visitors should bring their own supply of basic medicines with them.
Contemporary Kiribati culture is centered on the family, the church and the sea. Its relative isolation Kiribati has allowed "traditional values" and skills to be maintained.
The currency used is Australian dollars, available in A$ 100,50,20,10,and 5. Mastercard and Visa credit cards are accepted which makes it easier to conduct financial transactions, though this may not be the case in outlying islands. The cost of a holiday/visit to Kiribati is higher than most other Pacific countries because nothing is produced on the islands so the cost of food and other items is more.