The Republic of Marshall Islands consists of 29 atolls (each made up of many islets) and 5 islands, which can be divided into two island chains, Ralik Chain and Ratak Chain.
The US$ is the currency used in the Marshalls. Credit cards are accepted on Majuro but have limited usage on the other isles. The main banks are located in the capital Majuro; only one of them offers ATM facilities.
Cultural values and customs, or manit, make Marshallese society unique.