Credit cards:
All major international credit and debit cards are widely accepted, and ATMs are found in every town and even in small villages.
ATM:
ATMs are found in every town and even in small villages.
Travellers cheques:
Traveller's cheques can be exchanged at banks or exchange offices (at a lower commission), and can be used to pay for goods in some tourist-oriented shops. Travellers are advised to take traveller's cheques in Euros, Pounds Sterling or US Dollars.
Banking hours:
Mon-Fri 0900-1630 (regional variations may occur).
Currency restriction:
There are no restrictions on the import or export of local or foreign currency. However, amounts exceeding ?10,000 or equivalent must be declared if travelling from or to a country outside the European Union.
Currency exchange:
Foreign currency and traveller's cheques can be exchanged in banks, post offices and at bureaux de change in major cities, ports and airports. Banks tend to charge higher commissions.
As there are direct train and bus links from Helsinki to St Petersburg in Russia, it is easy to exchange Euros for Russian Roubles.
Finland duty free
Finland is within the European Union. If you are travelling from the UK, you are entitled to buy fragance, skincare, cosmetics, Champagne, wine, selected spirits, fashion accessories, gifts and souvenirs - all at tax-free equivalent prices. There are no longer any allowance restrictions on these tax-free items.
If you are arriving from a non-EU country (and from the Åland Islands), the following goods may be imported into Finland without incurring customs duty:
• 200 cigarettes or 50 cigars or 250g of tobacco or 100 cigarillos.
• 2L of alcoholic beverages of less than 22% by volume or 1L of alcoholic beverages of more than 22% by volume, 2L of sparkling wine and 16L of beer.
• 50g of perfume and 250mL of eau de toilette.
• 100g of tea or 40g of tea extract and essence and 500g of coffee or 200g of coffee extract or essence.
Note: If you are entering Finland from one of the nations that acceded to the EU in May 2004, note the following restrictions on the import of tobacco-based products:
Czech Republic: 200 cigarettes or 100 cigarillos or 50 cigars or 250g tobacco; Hungary, Latvia, Lithuania, Poland, Slovak Republic and Slovenia: 200 cigarettes; Estonia: 200 cigarettes or 250g of tobacco.
The import of alcoholic beverages over 22% is only allowed by persons aged 20 years or over; alcoholic beverages up to 22% may be imported by persons aged 18 years or over.
The import and export of certain foods, plants, medicines (must be accompanied by a doctor's note) and works of art are subject to certain restrictions and formalities.
The import of drinks containing more than 60% alcohol by volume is prohibited. Firearms may be temporarily imported by hunters with a license from the Ministry of Interior, issued through the police service. Contact the Finnish Tourist Board for further details (see Contact Addresses).